Zakah for Business Owners: A Practical Guide
If you own a business, your Zakah calculation includes additional asset categories.
What is Zakatable in your business:
- Cash in business bank accounts - Inventory and stock-in-trade - Accounts receivable (money owed to your business) - Raw materials and finished goods
What is NOT Zakatable:
- Fixed assets (buildings, machinery, vehicles used in the business) - Personal assets not intended for sale - Business liabilities (deductible from total assets)
How to calculate:
1. Add up all cash, inventory value, and receivables 2. Subtract business debts and payables 3. Add your personal zakatable assets (cash, gold, etc.) 4. Check against Nisab 5. Pay 2.5% on the total
Important for online sellers: If you sell on Instagram, WhatsApp, or e-commerce platforms, the value of your current inventory is zakatable. Keep track of your stock levels.
A note on mixed assets: If your business has both zakatable and non-zakatable assets, calculate only on the zakatable portion.
Disclaimer
This tool provides estimated Zakah calculations based on standard Hanafi Nisab values (87.48g gold, 612.36g silver) and the standard 2.5% Zakah rate. Results are for educational purposes only and do not constitute religious or legal advice. Please consult a qualified scholar for personalized guidance.