5 Common Zakah Calculation Mistakes to Avoid

Here are the most common mistakes people make when calculating Zakah:

**1. Forgetting to include all assets**
Many people remember cash and gold but forget business inventory, receivables, and investments. Make a comprehensive list of all zakatable assets.

**2. Using the wrong Nisab threshold**
The difference between Gold Nisab and Silver Nisab can be significant. Know which one you follow and use the correct value.

**3. Mixing Zakah and Sadaqah**
Remember that voluntary Sadaqah does not replace obligatory Zakah. They are separate acts of worship.

**4. Not accounting for the Hawl**
Even if you are above Nisab today, Zakah is only due after one full lunar year. Do not rush to pay until the Hawl condition is met.

**5. Incorrect debt deductions**
Not all debts are deductible. Make sure the debts you subtract are actually due within the current lunar year and are not long-term obligations like mortgages (on which scholars differ).